What is Coverdash?
Coverdash is Globalfy's insurance partner, helping you compare, purchase, and manage U.S. business insurance in one place.
With Coverdash, you can:
- Compare quotes from multiple insurance carriers.
- Purchase business insurance entirely online.
- Manage your active policies in one place.
- Download Certificates of Insurance (COIs) whenever you need them.
- Receive support in English, Spanish, or Portuguese.
All insurance policies are issued and managed by licensed insurance carriers through Coverdash.
Why would my business need insurance?
Business insurance helps protect your company from unexpected financial losses, such as lawsuits, property damage, cyberattacks, or employee injuries.
Depending on your business, insurance may also be required before you can operate or sign contracts.
You may need insurance if you:
- Work with clients that require proof of insurance.
- Rent an office, warehouse, or commercial space.
- Sell through marketplaces that require coverage.
- Hire employees in the United States.
- Store customer or payment information.
- Work with investors or business partners that require specific policies.
Even if insurance isn't required, it can help protect both your business and your personal finances.
Which insurance is right for my business?
The table below can help you identify the most common policies based on your business activities.
| If your business... | You will probably need... |
|---|---|
| Sells products online | General Liability and, depending on your products, Product Liability and Cyber Liability |
| Provides consulting, software, marketing, accounting, or other professional services | Professional Liability (E&O) |
| Has employees | Workers' Compensation |
| Operates from an office, warehouse, restaurant, or retail location | Business Owner's Policy (BOP) |
| Stores customer or payment information | Cyber Liability |
If you're unsure which policy is best for your business, Coverdash will guide you through the quoting process and recommend coverage based on your answers.
Understanding the most common insurance policies
| Policy Type | Key Coverages | Who Usually Requires It? |
|---|---|---|
| General Liability (CGL) |
Protects your business if someone claims your company caused bodily injury, damaged their property, or caused advertising-related harm. |
Clients, landlords, vendors, and marketplaces. |
| Business Owner’s Policy (BOP) | Combines several essential coverages into one policy, including General Liability, Commercial Property, Business Interruption, and Equipment Breakdown. Best for businesses with physical locations or equipment. | Landlords, building owners, and businesses with offices, stores, warehouses, or equipment. |
| Professional Liability (E&O) |
Protects your business if a client claims your professional services caused financial loss due to mistakes, negligence, or missed deadlines. |
Clients contracting consulting or professional services prior to starting work. |
| Workers’ Compensation | Covers medical expenses, lost wages, and other benefits if an employee is injured or becomes ill because of their work. | Required by law in most U.S. states for businesses with employees. |
| Cyber Liability | Helps protect your business from cyber incidents such as data breaches, hacking, ransomware, payment fraud, and customer data exposure. | Businesses that operate online, accept digital payments, or store customer information. |
📌 Looking for Management Liability (D&O, EPLI, Fiduciary)?
These specialized coverages are provided directly by Coverdash. While not available through the Globalfy checkout, you can easily request a quote directly at Coverdash's website.
Tailored Coverage by Industry / Profile
- Small Businesses: Retailers, Restaurants, Construction, Real Estate, Legal & Medical Practices, Auto Services, and more.
- Startups (Pre-Funded to Series D+): SaaS, Fintech, AI/ML, Insurtech, Healthtech, Crypto, VR/AR, App Development, etc.
- E-Commerce Merchants: Direct-to-Consumer, Wholesalers, Drop-shippers, Marketplace & Subscription Sellers.
- Freelancers & Consultants: Independent contractors and solo professionals seeking hassle-free asset protection.
📌 Looking for a specific industry? View Coverdash’s complete directory of covered business profiles at coverdash.com/who-we-insure.
How to Get Covered in 4 Easy Steps
- Start Your Quote: Log in to app.globalfy.com, go to Other Solutions → Insurance, and click "Get Your Free Quotes".
- Select Your Coverage: Choose the insurance policy that best fits your business needs.
- Provide Your Details: Complete a few simple questions to receive instant, personalized quotes.
- Choose & Buy: Compare options from top carriers and complete your purchase seamlessly—without ever leaving the Globalfy platform.
What Happens Next?
- Instant Access & Automated Dashboard: Once issued, your active policies, key dates, carrier details, and policy numbers will appear directly on your Coverdash dashboard.
- Automated Dashboard & 24/7 COIs: Track active policies, expiration dates, and insurer details in real time. Instantly download Certificates of Insurance (COIs) whenever you need them.
- Multilingual Experience: Manage your coverage and access support effortlessly in English, Spanish, or Portuguese.
Important Operational & Policy Details
- Policy Servicing: All policies are underwritten by third-party carriers (e.g., Chubb, Travelers, Hiscox, Nationwide) and fully serviced by Coverdash. Globalfy does not manage, edit, or adjust policies.
- Support & Hours:
- Coverdash advisors: Monday – Friday, 9am – 9pm ET.
- Self-service portal (Quotes, Payments, COIs): 24/7.
- Help Center: support.coverdash.com | Claims: app.coverdash.com/claims
- Pricing & Underwriting: Insurance premiums are calculated strictly by the carrier based on business risk parameters. Globalfy does not influence pricing.
If you still have any questions or need further assistance with this topic, we are here to help!
✉️ Simply contact us via email at help@globalfy.com or send a WhatsApp message to +1 (866) 428-2030. Our team will be happy to assist you.